BEGIN:VCARD VERSION:3.0 N;CHARSET=utf=8:Ray;James;D. FN;CHARSET=utf-8:James D. Ray ORG;CHARSET=utf-8:ÐÇ¿ÕÎÞÏÞ´«Ã½app; TITLE;CHARSET=utf-8:Partner EMAIL:jray@mdmc-law.com TEL;TYPE=WORK:(732) 733-6200 ADR;type=WORK;CHARSET=utf-8;PREF=:;;One Hovchild Plaza;Tinton Falls;NJ;07753;United States KIND:individual REV:20250702T024214Z SOURCE:/node/113/vcard URL:/attorneys/james-d-ray END:VCARD